![]() HSBC local payments are processed by and they are refusing to publish prices merchants have to pay in order to accept payments. HSBC pays back visa by deducting it from your account and making a regular transfer to visa. You (through hsbc) borrow money from visa to pay the merchant. Your HSBC debit cards uses the visa network for international payments, so it is a credit card in disguise. Paypal or credit cards providers charge a higher rate because they have to insure your payment and/or borrow money from visa for the one or 2 days it takes for your actual payment to clear. Just straight from bank to merchantĢFA and saving your information kind of defeats the purpose of 2FA or do you have to type a bunch of numbers in an authenticator? Other options are probably available in non dutch speaking countries.Īlso atleast with HSBC you have a 2FA and it saves all your information giving you the same security and ease as PayPal or iDEAL but without a third party. Yes amazon supports ideal (nl) or bancontact (be). ![]()
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